Eficiencia en entidades bancarios. El caso argentino 2004 – 2016

Mario Seffino; Daniel Hoyos Maldonado

doi:10.24215/18521649e021

Authors

Mario Seffino Centro de Estudios en Administración, Facultad de Ciencias Económicas, Universidad Nacional del Centro de la Provincia de Buenos Aires, Argentina
Daniel Hoyos Maldonado Universidad Nacional del Centro de la Provincia de Buenos Aires https://orcid.org/0000-0002-5141-7020

DOI:

https://doi.org/10.24215/18521649e021

Keywords:

efficiency, Data Envelopment Analysis, Stochastic Frontier Analysis, banks, Argentina

Abstract

This paper presents an efficiency analysis in the Argentine banking sector using Data Envelopment Analysis and Stochastic Frontier Approach. The estimates use data from a sample of 35 banks corresponding to the period 2004-2016. The results indicate that, on average, banks are more efficient adopting a more transactional profile. This efficiency increases considerably between 2004 and 2010 although since 2010 the technical efficiency has stagnated. Finally, there is a low association between the order of banks obtained through the application of the aforementioned techniques and that arising from the reports of the Central Bank of the Argentine Republic, allowing to infer that the results obtained are not redundant and could enrich this analysis.

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Author Biographies

Mario Seffino, Centro de Estudios en Administración, Facultad de Ciencias Económicas, Universidad Nacional del Centro de la Provincia de Buenos Aires, Argentina

Doctorando en Economía (UNS), Magíster en Economía (UNS) y Licenciado en Economía (UNMdP). Docente e investigador (UNICEN). Cuenta con experiencia en el ámbito privado nacional e internacional, ejecutando diversas tareas de investigación y consultoría. Sus áreas de especialización son el análisis de eficiencia y productividad en las organizaciones. Actualmente, su interés en la investigación se centra en la integración y comercio regional como estrategias de desarrollo.

Daniel Hoyos Maldonado, Universidad Nacional del Centro de la Provincia de Buenos Aires

Doctor en Economía (ESEADE), Magíster en Economía de Gobierno (UDESA), Licenciado en Administración y Contador Público (UNICEN). Profesor Asociado (UNICEN), siendo docente de grado y postgrado en tópicos macroeconómicos. Se desempeñó como (i) consultor BID en varios proyectos, (ii) analista económico en el Estudio Broda y en el Ministerio de Economía nacional, y (iii) gerente en el sector financiero y de las telecomunicaciones. Asistió técnicamente a algunos municipios y empresas bonaerenses.

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