Use of financial planning in it SMES in México
Keywords:
Financial Planning; Information Technologies; Budgets; SME; Cash flow., Financial Planning, Information Technologies, Budgets, SME, Cash flow.Abstract
Financial planning is a critical process for companies, since it constitutes the action guide for the proper use of financial resources.
The aim of this work was to determine how the SMEs involved in IT makes financial planning. An empirical research through field work using a survey of 127 voluntary companies in the IT sector in the Federal District was held. The main findings show that: the companies in this sector are mainly formed as legal entities and are headed by men, are aware of their financial needs in the short term, they do not do any long-term financial planning, uses high cost financing sources and are limited to grow due to lack of capital, infrastructure and technology, so it is necessary to promote financial literacy of planning and forecasting with a long-term vision in this sector companies.
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